I personally am very happy with the Christmas Club. I am a pensioner with no other income and surprisingly many bills come in December. Having this club saving account for me, means my family can have a better Christmas. I use this money to buy food and drinks for our Christmas Lunch etc and can still pay all the bills etc. I know it’s my money but without the club I honestly would not save it. I also love the presents I receive as I am able to regift them, once again saving me money.

Perfectly satisfied with Christmas Club thank you. Cannot imagine anything lacking.

Really happy with the Christmas Club, the extras were awesome, and the ease of using the gift card was great too. When I signed for my parcel, I ticked that I wanted to continue the club in 2025.

We love the Christmas Club it is very convenient for us around Christmas it feeds 2 families we usually only get a few hundred dollars out of the card my sons family benefit from it as they are very low income.

The positives for me are as follows: Flexibility in amount you can choose to save, Free gifts if you save over a certain amount, Feeling like Christmas food fest is free when you use your card.

I am very happy with the Ritchies IGA Xmas Club program and on a scale of 1 to 10 I rate 10 as being very satisfied.

I would like to express my thanks and appreciation to Ritchies management for their generous donations, their dedication to serving the community, charities and others I am sure I am unaware of. Thank you for introducing this program. The gift of money and other gifts with my Christmas savings card are thankfully received. You all deserve thanks and appreciation for a job well done. Mandy's team at Cobram are always ready to assist in any way and often well beyond expectation. Thank you. May God's love bring joy, love, peace and safety for everyone at this special time of the year.

I love being part of the Ritchies Christmas Club as after receiving the card being able to use it at any time is a great benefit, we all have times when money is tight, and this card comes in handy at those times.

Christmas club has been a life saver for me. I put each month $56 and at the end of the year I receive $504 plus bonus from Ritchies of $55 and 3 beautiful gifts. It takes pressure of Christmas time without even realising money has been deducted, I truly recommend it to everyone as it is great program.

Your Christmas Club is perfect for my needs. It is set and forget, with confidence that I’ll be rewarded at the end of the year. And the extended time frame to use our gift cards works for me.